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S24-3001 How to Recognize and Deter Financial Exploitation of the Aging Population

Total Credits: 3 including 3 Category I CE

3000 Financial Social Work
Sue Rogan, AFC |  Julie B. Miller, PhD
Course Levels:
3 Hours 15 Minutes
Target Audience:
Social Workers, LCPCs, and Psychologists



In this session, participants will learn about trends in financial exploitation of older adults in the United States. The session will explore research- and practice-informed core issues involving financial exploitation perpetrated by both strangers and known individuals/entities. Participants will learn about steps that can be taken to prevent financial exploitation of older adults, as well as ways of supporting older adults and their loved ones who have been targets of frauds, scams, or other forms of financial abuse or exploitation. Participants should be prepared to actively participate in this session and discuss the role of social workers in preventing and responding to issues of financial exploitation of older adults.  


Sue Rogan, AFC Related Seminars and Products

Cash Campaign Of Maryland

Sue Rogan, AFC is the Director of Strategic Partnerships at CASH Campaign of Maryland, where she leads the expansion and support of asset-building coalitions and partnership development to cultivate and broaden a group of stakeholders across the state who are committed to asset building programs, such as financial education, financial coaching, and tax preparation. She leads CASH’s efforts to provide professional development for practitioners and oversees special projects that serve unique audiences. She also serves as CASH’s representative on several state commissions to represent the individual consumer voice and is a Board Member of Consumer Action. Sue obtained a BA in Political Science from University of Maryland Baltimore County (UMBC) and, prior to joining CASH, was an Investigator/Communications Manager with Montgomery County Office of Consumer Protection.  

Julie B. Miller, PhD Related Seminars and Products

As Director of Thought Leadership for Financial Resilience at AARP, Julie Miller, MSW, PhD. seeks to propel new conversations and cultivate partnerships that will challenge the status quo of longevity and empower people to have the financial and economic stability to live longer, healthier lives. Prior to joining AARP, Julie spent a decade as a social science researcher at the MIT AgeLab, where she led translational social science research across key topical areas of longevity planning, caregiving and well-being, housing and home logistics, and transportation and livable communities. As a Rappaport Public Policy Fellow through Harvard University’s Rappaport Institute, Julie supported the Massachusetts Executive Office of Elder Affairs in its administration of the nation’s first statewide Governor’s Council to Address Aging. Over the past fifteen years, she has served as a lecturer and program coordinator at Northeastern University, Boston University, and UC Berkeley, taught adaptive yoga in a variety of settings, and produced two documentary films centering “Vibrant Aging.” 

Agenda & Learning Objectives


00:00 Registration
00:00 - 00:00


00:00 - 00:00     Break
00:00 - 00:00

Lecture (Continued)

00:00 Questions & Adjournment



Upon the completion of this workshop, participants will be able to:

  • Understand national- and state-level contexts of the problem and its financial and emotional impacts on older adults.  

  • Identify the most common causes and conditions under which financial exploitation of older adults can occur.  

  • Discuss the most common forms of financial exploitation impacting older adults.  

  • Recognize signs that an older adult may have been financially exploited and learn how to support them to reduce their future risk.  

  • Describe tools for assessment and opportunities for social work interventions.  

Bibliography & References



Beach, S. R., Schulz, R., & Sneed, R. (2018). Associations between social support, social networks, and financial exploitation in older adults. Journal of Applied Gerontology, 37(8), 990-1011.  


Burnes, D., Henderson Jr, C. R., Sheppard, C., Zhao, R., Pillemer, K., & Lachs, M. S. (2017). Prevalence of financial fraud and scams among older adults in the United States: A systematic review and meta-analysis. American Journal of Public Health, 107(8), e13-e21.  


Chan, A. C., & Stum, M. S. (2020). The state of theory in elder family financial exploitation: A systematic review. Journal of Family Theory & Review, 12(4), 492-509.  


Conrad, K. J., Iris, M., Ridings, J. W., Langley, K., & Wilber, K. H. (2010). Self-report measure of financial exploitation of older adults. The Gerontologist, 50(6), 758-773.  


Deane, S. (2018). Elder Financial Exploitation: Why it is a concern, what regulators are doing about it, and looking ahead. U.S. Securities and Exchange Commission, Office of the Investor Advocate.   


DeLiema, M. (2018). Elder fraud and financial exploitation: Application of routine activity theory. The Gerontologist, 58(4), 706–718.   


Gamble, K. J., Boyle, P., Yu, L., & Bennett, D. (2014). The causes and consequences of financial fraud among older Americans. Boston College Center for Retirement Research WP, 13.  


Gilhooly, M. L., Lichtenberg, P. A., & Roberto, K. A. (2017). Decision Making and Financial Exploitation. Innovation in Aging, 1(1), 949-949.  


Karger, H. (2015). Curbing the financial exploitation of the poor: Financial literacy and social work education. Journal of Social Work Education, 51(3), 425-438.  


Lavery, A. L., Hasche, L., DePrince, A., Gagnon, K., Srinivas, T., & Boyce, E. (2020). Mental Health Consequences and Service Use of Older Adults at Risk of Financial Exploitation. Social Work Research, 44(4), 257-265.  


Lichtenberg, P. A. (2016). Financial exploitation, financial capacity, and Alzheimer’s disease. American Psychologist, 71(4), 312.  


Lichtenberg, P. A., Ficker, L. J., & Rahman-Filipiak, A. (2016). Financial decision-making abilities and financial exploitation in older African Americans: Preliminary validity evidence for the Lichtenberg Financial Decision Rating Scale (LFDRS). Journal of Elder Abuse & Neglect, 28(1), 14-33.  


Lichtenberg, P. A., Hall, L., Gross, E., & Campbell, R. (2019). Providing assistance for older adult financial exploitation victims: Implications for clinical gerontologists. Clinical Gerontologist, 42(4), 435-443.  


Nguyen, A. L., Mosqueda, L., Windisch, N., Weissberger, G., Axelrod, J., & Han, S. D. (2021). Perceived Types, Causes, and Consequences of Financial Exploitation: Narratives From Older Adults. The Journals of Gerontology: Series B, 76(5), 996-1004.  


Olomi, J. M., Wright, N. M., Hasche, L., & DePrince, A. P. (2019). After older adult maltreatment: Service needs and barriers. Journal of Gerontological Social Work, 62(7), 749-761.  


Rabiner, D. J., O'Keeffe, J., & Brown, D. (2005). A conceptual framework of financial exploitation of older persons. Journal of Elder Abuse & Neglect, 16(2), 53-73.  


Spreng, R. N., Cassidy, B. N., Darboh, B. S., DuPre, E., Lockrow, A. W., Setton, R., & Turner, G. R. (2017). Financial exploitation is associated with structural and functional brain differences in healthy older adults. Journals of Gerontology Series A: Biomedical Sciences and Medical Sciences, 72(10), 1365-1368.  


Spreng, R. N., Ebner, N. C., Levin, B. E., & Turner, G. R. (2021). Aging and financial exploitation risk. Aging and money: Reducing risk of financial exploitation and protecting financial resources, 55-73.  


Sullivan-Wilson, J. & Jackson, K.L. (2014). Keeping Older Adults Safe, Protected, and Healthy by Preventing Financial Exploitation (pp. 201-212). In Facilitating Aging in Place: Safe, Sound, and Secure (L.E. Benefield & B.J. Holtzclaw, Eds.).   


Wood, S. & Lichtenberg, P.A. (2017). Financial capacity and financial exploitation of older adults: Research findings, policy recommendations and clinical implications. Clinical Gerontologist, 40:1, 3-13.  

Course Completion & CE Information

Category I Maryland BSWE Requirement

The Office of Continuing Professional Education at the University Of Maryland School Of Social Work is authorized by the Board of Social Work Examiners in Maryland to sponsor social work continuing education programs. This workshop qualifies for 3 Category I Continuing Education Units. The Office of Continuing Professional Education is also authorized by the Maryland Board of Psychologists and the Maryland Board of Professional Counselors to sponsor Category A continuing professional education.

Please refer to the tab "Live Interactive Webinar Policies & FAQs" for UMSSW Office of CPE policies regarding all live interactive webinar related matters.

Target Audience

Social Workers, LCPCs, and Psychologists

We welcome anyone interested in the topic!


Late Fees and Refunds

The base price is $70 and includes CE credit. A non-refundable late fee of $20 is added on May 8, 2024

Cancellations** must be received 24 hours in advance prior to the workshop to receive a refund or an account credit.

Late fees cannot be refunded or applied to  account credit. 

**ALL cancellations will be subjected to a $35.00 administration fee.**

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The Office of Continuing Professional Education hosts Live Interactive Webinars through two platforms: Zoom and WebEx.

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ADA Accommodations

If you are requesting ADA accommodations, please contact our office via email at least two weeks prior to the workshop date. Requests after that date may not be fulfilled.  

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